JR31 Advisory LLC advises financial services technology companies focused on long-term value creation in growth markets, particularly across Africa.
We work with banks, payment companies and financial technology operators on the decisions that compound — which markets to enter, which licensing regime fits the model, how to structure treasury and FX, and what it takes to operate across borders.
Growth and corporate strategy. Market entry and cross-border expansion. Licensing and regulatory strategy. Treasury, liquidity and FX. Commercial and product diligence. Operating model and governance design.
Artificial intelligence strategy — where it creates durable advantage and where it does not, how operational data becomes a commercial asset, and where operations can be simplified before they are automated.
Banks and financial institutions, payment and merchant acquiring companies, financial technology operators, and venture, private capital and development finance investors.
Institutional and business clients only. Africa, the United States and selected international markets.
Fee-for-service, delivered under a Master Services Agreement with a defined Statement of Work. Fixed-fee or milestone-based terms.
On licensing and regulatory matters we work alongside the client's own legal counsel in each jurisdiction.
JR31 Advisory LLC is a management advisory firm. The firm does not hold, receive, transmit, custody or manage client or third-party funds or digital assets, does not hold, process, transmit, broker or licence client or third-party data, does not act as a finder or intermediary for any financing or securities transaction, and does not provide investment, legal or tax advice or any licensed financial service. Advice on licensing and regulatory strategy is commercial and strategic in nature, is not legal advice, and does not substitute for advice from qualified counsel in the relevant jurisdiction.